Terms & Conditions

The following are the terms and conditions ("Terms") that govern the use of the paytring.com website (the "Platform") and create a legal agreement between you and Seamless Fintech Innovations Pvt Ltd (the "Company"). By accessing or using the Platform, you agree to be bound by these Terms. If you do not agree with the Terms, please do not use or access the Platform.

When you use the Platform, you acknowledge that the Company acts only as a facilitator of transactions between registered users of the Platform, including the users' customers and financial institutions.


The following terms used in these Terms shall have the meanings assigned to them below:

"Intellectual Property Rights" shall mean any patents, copyrights, trademarks, trade secrets, know-how, service marks, database rights, inventions, topographies, trade and business names, domain names, marks and devices, design rights, moral rights, or any other property rights (whether registered or not) that provide similar rights, anywhere in the world.

"Services" shall mean a digitally-enabled online payment checkout service that allows merchants to accept payments from their customers using various modes of payment, including credit cards, debit cards, buy now pay later, unified payments interface, net-banking, online wallets, and other online payment methods, as detailed in Schedule 1 hereto.

"User" or "you" shall mean any person, including any merchant and financial partners, who accesses, uses, installs, or views the Platform (even if you do not avail of the Services provided).

"User Data" shall mean any personal and/or sensitive data, information, user transaction data, including but not limited to: Aadhaar number and personal information such as your name, address, date of birth, telephone number, gender, e-mail address, location, proof of identity, and other financial and credit information relating to you, including but not limited to bank details, account information, and other details.

"Website" shall mean assets on the paytring.com domain and any other asset developed, designed, and operated by the Company for the provision of Services.


The Company provides the Platform to enable you to access the Services.

The Company will act on your explicit instructions when providing the Services, and any transactions carried out on your behalf will be subject to your sole consent, discretion, and responsibility.

The Company will partner with financial institutions or third-party banks or other entities to provide the Services.

To access the Services, you may be required to create a user profile on the Platform and provide personal and financial information, including but not limited to name, email address, gender, date of birth, contact information, bank details, and documents, PAN card, and other information including User Data. You acknowledge that providing such information is necessary for the use of the Services and agree that such information shall be accurate and complete. If the information provided is inaccurate or incomplete, the Company may cancel or refuse any part of the Services offered to you. By using the Platform, you expressly authorize the Company to access, collect, store, and use such data for providing the Services.

The Company is required to collect User Data in accordance with the Company's Privacy Policy, which is available for viewing at https://paytring.com/privacy-policy.

You agree that once you initiate a transaction using the relevant method as listed in Schedule 1, the Company shall not be liable to recover the amounts due under such transaction.

You agree that the records maintained by the Company regarding the transactions effected using the Services shall be sufficient proof of such transactions.

The Company shall not be liable or responsible for any actual or threatened losses, damages, expenses, disputes, or otherwise any claims made.